Holiday Budget Calculator

Start from money you'll have: what you've set aside, plus what you'll set aside each payday before the holidays. Take off food, travel and cards, and see what's left for each person's gift.

Free, no signup. The calculator runs in your browser, and we don't save what you type.

Your pay schedule

When you need the money, such as a week before the holiday.

Other holiday costs

Results

Add what you've set aside, or will set aside each payday, to see your holiday total.

Read the guide: How to Make a Holiday Budget (With a $1,200 Example)

Plan every gift and see what's left as you shop: Holiday Budget & Gift Planner

Set one holiday total, give each person a gift budget, and track what you spend. Printable planner, Excel tracker and Google Sheets copy.

See the planner · $9

Start with the free Weekly Reset System

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Common questions

How does it work out my holiday total?

It adds what you've already set aside to what you'll set aside on each payday before your spend-by date. Only money you'll have by then counts.

Why do the other costs come off first?

Food, travel and cards are easy to forget. Taking them off first means the gift number covers only gifts.

Does this save my numbers?

No. The calculator does its math in your browser. What you type in it isn't sent to us, and we don't save it.

Is this financial advice?

No. It's arithmetic on the amounts and dates you enter. It doesn't judge what you can afford.

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